It’s no secret that insurance companies want to save as much money as possible. To do that, they employ trained negotiators called insurance adjusters. These employees aren’t afraid to give you a false sense of security, twist your words, and do anything they can to keep your settlement as low as possible. The good news is that you can avoid many of these traps, so long as you know these three secrets insurance adjusters won’t tell you.
You Don’t Need Your Settlement Right Away
Insurance adjusters know that you want to get back to normal as quickly as possible. For that reason, they’ll offer you a settlement well below what you need to cover your medical bills. Their hope is that you’ll accept the deal just so you can move forward.
Instead of agreeing to the first number the insurance company gives you, consider speaking to a lawyer. An experienced auto injury attorney can negotiate for a higher settlement and help you establish continuous care. This allows you to focus on your recovery while your attorney handles the rest.
Valuation is Not Worth
If an insurance adjuster offers an amount well below the cost of your medical bills and the value of your car, don’t panic. The initial valuation of your claim is not the worth of your injury case.
Getting the amount you deserve can be difficult without professional help. Very few people mount a successful car accident case alone. Moreover, car crash victims who hire an attorney recover 300% more compensation than the few who successfully represent themselves.
Anything You Say Will Be Used Against You
When you’re on the phone with an insurance adjuster, you need to assume that anything you say might be taken out of context and used to damage your case. Even an innocent turn of phrase can be used to shift your liability and significantly reduce your settlement. For that reason, it’s generally better to let your auto injury attorney handle all of the negotiating while you rest and recover.
If you or someone you love suffered serious injuries in a car accident, we’re ready to be the experience on your side. If you’d like to schedule a free consultation with an experienced Dayton car accident attorney from The Attkisson Law Firm, please send us an email or call (937) 230-8330.