Ohio’s At-Fault Car Accident Laws

insurance adjuster speaking with claimant after a car accident

Not only are car accidents difficult to endure because of the physical and emotional pain you may endure, they also involve a complicated process that deals with insurance adjusters, contentious matters, doctors, and potential legal factors.

If you find yourself in the strenuous aftermath of a car accident, it’s important for you to know your rights to pursue compensation. In Ohio, car accident claims are handled on a traditional at-fault basis. When you suffer injuries in a car accident, it’s vital to recognize how these laws work and how they impact your ability to file a claim.

Call our firm today at (937) 230-8330 if you suffer severe injuries in a car accident.

What These Laws Mean for You

After a crash, reporting the accident is one of the most important steps. While you report the accident to your insurance provider, having the other driver’s information is vital because the at-fault system in Ohio makes it so the person who causes the wreck is responsible for payment of damages.

Unfortunately, many insurance companies place a high priority on profits, even when it means diminishing the value of your claim or outright denying it. Far too often, this means that insurance companies will try to take advantage of your rights during one of the most vulnerable times in your life, especially if it means they can settle for less than you deserve.

Some drivers in Ohio only carry the minimum amount of coverage for insurance, making it difficult for you should you suffer a significant or permanent disability that exceeds the other driver’s coverage. In these situations, you may pursue a personal injury lawsuit against the responsible party to seek compensation for:

  • All expenses paid for medical care and long-term therapy
  • Any lost income or wages that you would have earned had it not been for the injury
  • Property damage to your vehicle
  • Pain and suffering, including mental anguish, loss of enjoyment in life, and more

In order to file a claim or lawsuit, it’s vital to prove that the other driver was at-fault for the collision. Having legal counsel on your side can help, especially when it comes to compiling viable evidence and building a strong case strategy to show that the other driver:

  • Had a duty of care
  • Breached that duty of care
  • Caused the accident because of negligence
  • Caused you to suffer injuries because of the negligence

Your Rights When a Crash Occurs

Dealing with an insurance company is never an easy process. They use terms you may not know, make claims that may not be true, and often try to intimidate you into accepting their settlement offer. This offer, however, is not always enough to cover your losses, and working with a lawyer can help you seek maximum compensation.

In any situation, you have the right to have legal counsel whenever you need to file a lawsuit against a negligent party. This is vital to safeguarding your rights and helping you move forward from this devastating situation you encounter.

At The Attkisson Law Firm, we have proven trial experience and a track record of going above and beyond for our clients. We are real people who care about helping other people, especially in some of life’s most trying and challenging times.

Our Dayton car accident attorneys are committed to your needs. When you suffer significant injuries, we safeguard your rights and help make sense of things so you can feel peace of mind throughout the entire process. We’ll even come to you to discuss your case, making things as easy as possible for you to get through this difficult situation.

Call our firm today at (937) 230-8330 and learn how we can give you a voice against negligence to pursue justice and compensation when you need it most.

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