What if the Other Driver in the Auto Accident Has No Insurance?

Auto accidents in Dayton occur far too often. You may have complete coverage with your insurance program, but it is not uncommon for the other vehicle to have no insurance at all. It is important for you to know what to do in the event that the other person involved does not have appropriate coverage.

Get Uninsured or Underinsured Motorist Coverage

First you need to add uninsured or underinsured motorist coverage to your own insurance policy. Do it now, before you get into an accident. In the event you are injured due to the negligence of an uninsured or underinsured motorist, you can look to your own insurance company to provide the compensation that you would otherwise receive from the at-fault driver. Underinsured insurance plays the same role, only when the person is partially covered.

Auto accidents in Dayton are hardly inevitable, but you can protect yourself by taking action. If the other person doesn’t have insurance, act now to protect yourself and get uninsured and underinsured motorist coverage.